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AAA is one of the oldest and, as many people will say, the most reliable, with the best reputation of all companies providing insurance to the public. While many people think of them as mainly an auto insurance provider, they offer a very wide range of insurance products, and have a long history of excellent and professional customer relations.

By combining nine of the 50 existing auto clubs in existence in 1902, the American Automobile Association (AAA), immediately asserted itself as a powerful force in Washington. By 1916 AAA’s many efforts helped to pass legislation that dedicated federal government money to the construction of roads.

Although each state has their own laws which vary from one another, licensed drivers are required to have a state mandated minimum amount of auto insurance to legally drive their vehicle on the road. One example which comes to mind is a situation that occurred in Michigan. The driver of a vehicle is not required to purchase auto insurance, however, the owner of the vehicle must have the mandated minimum auto insurance coverage on the vehicle. Another example is in California, the state-mandated minimum is liability insurance on any vehicle driven on California roads.

The no-fault insurance in some states includes personal protection, which will cover any cost for personal injury related to an accident. This applies to the driver and uninsured passengers of the vehicle. Also, property protection covers any damage to other property caused by your vehicle. This is regardless of who is at fault in an incident, and thus the label of “no-fault” is applied to this kind of policy law.

AAA offers numerous discount rates to go with their numerous policies. AAA is very safety aware, and offers vehicle owners who have anti-theft devices discount rates on their Pacific auto insurance policy. AAA will also offer a pledge discount to your auto insurance under certain situations. For instance, if you sign a pledge stating that you will always utilize your seat belt, and have all passengers do the same you might be in a position to qualify for this discount. You can lower your premium with AAA by combining your auto insurance policy with your current health insurance plan. Another way to reduce your standard auto insurance premium is to also combine it with a comprehensive and affordable life insurance policy. Also, you can reduce your premium by purchasing your home owners insurance from AAA. You can save even more money on your premium with AAA by combining your insurance on any water craft that you own.

It appears, that there is no end to the many discounts you can get in conjunction with your auto insurance policy through AAA. This fact, along with the fact that AAA has a long standing reputation with the public, and more cost saving options, and discounts than any other insurance company, makes it the first choice with many vehicle owners when choosing their auto insurance provider.